Level 2 - $1195 (spring 2026)

I may stress about meeting my basic needs* but still regularly achieve them 

I may have some debt but it does not prohibit attainment of basic needs 

I own or lease a car 

I am employed 

I have access to health care 

I might have access to financial savings 

I have some expendable income 

I am able to buy some new items & I thrift others 

I can take a vacation annually or every few years without financial burden