Level 3 - $695 (spring 2026)

I frequently stress about meeting basic needs & don’t always achieve them 

I have debt and it sometimes prohibits me from meeting my basic needs 

I rent lower-end properties or have unstable housing 

I do not have a car and/or have limited access to a car but I am not always able to afford gas 

I am unemployed or underemployed 

I qualify for government assistance including food stamps & health care 

I have no access to savings 

I have no or very limited expendable income 

I rarely buy new items because I am unable to afford them 

I cannot afford a vacation or have the ability to take time off without financial burden